Quito · La Carolina
Amazonas 1180 Building
Premium office space
- 11.5% annual
- 18 months
- $620,000
Fully funded — closed in 9 days
Ecuadorian platform · Founded in 2024
Invest in bricks, not in promises.
Ecaduran connects investors with real estate developers in Quito, Guayaquil and Cuenca. Lend from $100 and earn mortgage-backed interest.
- Ecaduran S.A.S., Tax ID 1793215480001, listed in the Quito Commercial Registry.
- Every loan is backed by a first-lien mortgage on the underlying property, registered at the corresponding Property Registry.
- 11.2% · Average net annual return
Trust, measured in numbers
$4.8M
Lent in 2024–2025
11.2%
Average net annual return
37
Funded projects
2,148
Registered investors
Figures audited by Deloitte Ecuador Cía. Ltda. as of December 31, 2025.
The concept
What is real estate crowdlending?
It is a form of collective investment in which several people lend money to a real estate developer to finance the purchase, construction or renovation of a property. The loan is secured by a mortgage on the asset and repays principal plus interest within a defined term.
It is debt, not equity
You do not buy a share of the building: you lend money to the developer. Your return is fixed, paid as interest, and does not depend on property appreciation.
Tangible collateral
Every loan is backed by a first-lien mortgage on the underlying property, registered at the corresponding Property Registry.
Low ticket size
Buying a property in Ecuador requires tens of thousands of dollars. With Ecaduran you take part from $100 across dozens of projects.
Clear timelines
Most projects last between 6 and 24 months, with a transparent schedule of interest payments and principal repayment at maturity.
How it works
Four steps to put your capital to work
- 01
Sign up and verify your identity
Complete the online KYC using your Ecuadorian ID or passport. We comply with the Superintendency of Banks and the UAFE regulations.
- 02
Browse the projects
Each opportunity publishes its target rate, term, location, LTV, independent appraiser and construction progress. All the data before you decide.
- 03
Lend from $100
Transfer via Banco del Pacífico, Produbanco or Banco Pichincha. The operation is formalised through a loan agreement with a mortgage guarantee.
- 04
Collect interest and principal
You receive monthly or bullet payments, depending on the project. Everything appears in your dashboard and you can reinvest with one click.
Representative projects
Real estate, in cities we understand
Guayaquil · Samborondón
Rio Bravo Towers
Multifamily residential
- 10.8% annual
- 24 months
- $1,150,000
Repaying · construction 62% complete
Cuenca · Historic Centre
Casa Larga 8-42
Heritage renovation
- 12.2% annual
- 14 months
- $280,000
Fully repaid — closed
Projects shown correspond to historical or ongoing operations. Past performance does not guarantee future results.
Why Ecaduran
A serious bridge between your savings and Ecuadorian bricks
We are a company incorporated in Ecuador, with a local team, independent appraisers and regulatory compliance from day one.
Registered in Ecuador
Ecaduran S.A.S., Tax ID 1793215480001, listed in the Quito Commercial Registry.
UAFE compliance
We apply AML/CFT policies aligned with the Ecuadorian Financial and Economic Analysis Unit (UAFE).
Independent appraisers
Every property is valued by appraisers registered with the Superintendency of Banks.
Mortgage-backed loans
100% of the loans are notarised and registered with the corresponding Property Registry.
Frequently asked questions
What Ecuadorian investors usually ask us
Is real estate crowdlending legal in Ecuador?
Yes. We operate through loan agreements with a mortgage guarantee, regulated by the Ecuadorian Civil Code, and comply with anti-money-laundering obligations before UAFE.
What is the minimum ticket?
The minimum amount to take part is $100 USD per project. There are no account-opening or maintenance fees.
What returns can I expect?
Our historical projects have yielded between 9% and 13% net annually. The exact rate is fixed in each operation and appears in the loan agreement before you invest.
What happens if the developer defaults?
We enforce the mortgage guarantee through an external attorney. As it is a first-lien mortgage, we have priority over other creditors in the judicial auction of the property.
Can I withdraw my money before maturity?
Loans have a fixed term. In 2026 we will launch a secondary market where investors will be able to sell their participation to other platform users.
How are returns taxed?
Interest is taxable income under the Ecuadorian Income Tax. We issue annual receipts and apply withholding at source when applicable.
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